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Family Dental Insurance

Are you one of the 7 out of 10 people in the U.S. that has no family dental insurance? There is a greater need than ever for adequate dental coverage because good oral health combined with regular dental care is one of the essential basics of a healthy life.

If you’re not getting dental coverage through a company funded health plan, family dental insurance is often just too expensive. Most of those plans make you meet waiting periods and deductibles before getting major and sometimes even minor work done.

In addition to that, traditional plans can average from $30 for an individual to $75 or $100 monthly for a family. These plans usually have a yearly maximum benefit of $1000 or $1500, annual deductibles and limitations and exclusions. Because this is just too expensive for so many families, we have an excellent lower-cost alternative.

In the last several years there has been a rise of what is referred to as the Dental Insurance Alternative or discount dental plan. This plan is designed to provide consumers access to dental networks at greatly reduced rates.

For an affordable membership fee, usually less than $12 for an individual to $19 monthly for an entire family, you get real and substantial savings on most dentist services like exams, routine cleanings, fillings, extractions, root canals, dentures, crowns, and braces. Unlike traditional family dental insurance, there are no waiting periods or pre-existing conditions (except work already in progress).

We offer the Dental Insurance Alternative for families looking to save money on their dental care. The plan we recommend, Ameriplan, also has excellent savings for Vision Exams and eyeglasses, Chiropractic care, and prescription drugs, all included in the low monthly membership fee. Ameriplan is considered by many to be the number one dental discount plan in America, covering more than 1 million lives nationwide.

They are a member in good standing with the United States Chamber of Commerce, the American Academy of Group Dental Practices, the National Association of Dental Plans, the National Association of Provider Access Organizations, the Better Business Bureau of Dallas and the Texas Retailer's Association.

You can Enroll Online for this plan and usually use it the very next day!

For a list of Dentists and their fee schedules click here.

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